Back
5 Reasons You Should Start Investing Young
Sep 22, 2021
796 views

Joshua and Brian both graduated at the top of their class at Harvard University. Eight years later, Joshua, at 29, can already resign from his 9 to 5 job and never work a day in his life again. Well, aside from checking the day’s stock market now and then to do trades, Joshua is already set for the next fifty years of his life. On the other hand, 29-year-old Brian is working a 9 to 5 job on a five-figure annual salary to pay his mortgage and what remains of his college debt. What happened? Joshua put his money on investments right after graduation whereas Brian decided to delay and delay until such time he had to cover for his father’s hospitalization that he didn’t have money anymore to pay for his own bills. 

They always say it’s better to start young when investing money. It’s not because the young are easily deceived and manipulated to put their money into the system; it’s simply because money grows and if you plant a seed ahead of everyone else, you would have grown a tree in no time. 

Still not convinced? Here are some reasons why you should drop the excuses and start investing now: 

1. The money you invest will get compound interest.

1. The money you invest will get compound interest. 

The concept is simple and the mathematics provides it. When you invest, you will eventually get interested on top of the interest that your money made. How is this done? The money grows compound interest over time so if you’re letting your money sit in a bank rather than let it grow on an investment, then you’re wasting out on opportunities of big returns and possibly a massive source of passive income. 

2. You have time to commit mistakes. 

Since you are young, you have all the time in the world to make mistakes. You have fewer responsibilities at this point when you still don’t have your own family. You are not accountable for anyone so if you ever make a mistake, there’s no one who will be affected other than you. Plus at this point in your life, mistakes are learning opportunities. You only get to learn valuable lessons in life and money if you take the risk. 

3. You will develop good money-making habits. 

To reiterate, you only learn by doing. If you invest at a young age, you will quickly learn how to manage your money well, diversify your eggs, save, and make the most out of all your earnings. You would know how to budget and be able to control your urges to spend on items you don’t necessarily need at the moment. Investing young will open you early to the possibilities of how your money can grow through the years. Armed with this knowledge, you are able to make more sound purchases. 

4. You may utilize the skills your generation is known for.

4. You may utilize the skills your generation is known for. 

We live in a digital age and most of today’s youth are online. As a millennial or a Gen Z, we have grown used to the ins and outs of the Internet. Starting out young, we are familiar with navigating through the interface of stock market apps and researching the World Wide Web for whatever information we need to guide and guard our investments. 

5. Investing money may lead to financial freedom and early retirement. 

Because you started out young, you may also retire early without having to worry about paying your bills like Josh. It’s the concept of delaying gratification at the moment and eventually reaping the benefits of your patience and sacrifice in the future. Instead of buying a new Chanel bag, invest your money in stocks or real estate. You won’t get to buy a Chanel bag at the moment but in the future, you’ll be able to buy more than just one if you’re willing to wait for the day you’ve been working on. 

The Perfect WFH set-up for Investors 

 You’re in luck because Flexispot is celebrating its Standiversary on September 27 to 29. Set up that dream work-from-home station with two of the products featured for sale today. 

Comhar All-in-One Standing Desk Wooden Top

Comhar All-in-One Standing Desk Wooden Top

This standing desk from Flexispot has a pull-out, large drawer with dimensions 26.2 x 12.4 x 1.57. You may fit your desk essentials neatly inside and pull the drawer out anytime you’ll need something. 

Its advanced keypad has three functions, starting with the (1) safe lock button to protect kids, (2) an integrated USB charging station with three ports (2 type A+1 Type C), and (3) four customizable height presets which you may set according to the different heights of people working there. 

It’s also easy to assemble with just three steps: install the tabletop and desk frame; install desk feet; and connect power cords. What’s great about it is that it can be cramped into a small space even if its desktop is spacious with a 48” X 24” surface area. 

From September 27 to 29, this unit from Flexispot can be bought at $339.99 from its original price of $499.99. 

Soutien Ergonomic Office Chair

Soutien Ergonomic Office Chair

This chair has a 3D lumbar support system, 135° lounge tilt, and 4D adjustable armrests that give any customer the ultimate seating experience. 

The Soutien is able to do this because of its 3 height adjustment levels and a gentle rebound system and the elegantly curved backrest. This unit in particular is made up of Italian-imported chenille and K+R temperature-sensitive fiber that offers ventilation. 

Customers can enjoy a $30 discount if checked out on any date within September 27 to 29. From $299.99, it’ll be sold at $269.99. 

Final Thoughts

Don’t miss out on the opportunity to invest now just because you think you don’t have many resources and you still have college debt to pay. If you set aside even just a tiny portion of your money now, it can multiply through compound interest and give you the freedom in life that you desire.